Mortgages are completed with the minimum of fuss or inconvenience and our British speaking staff are available to answer any queries that may arise and guide you through the whole process of buying property in Spain.
We offer the security of cover with a UK company and the benefits of a policy wording and claim service in English.
- Exclusive deals with many Spanish Banks
- Exclusive mortgages with Halifax Bank Spain
- We offer the best mortgage advice in the region
- Many Years experience of providing Spanish mortgages
- Mortgages processed by fax or e mail
- From Euribor +.65%
- Mortgages up to 80 years of age
- Up to 15 years interest only
- Zero redemption penalties
- Free money transfers from the UK to Spain
- British Staff
- Clear illustration of all charges
- Access to professional English speaking solicitors
- Advance knowledge of likely valuations in the Murcia Region
- Valuations held on file for many developments
- Competitive interest rates
- Immediate decisions
- Non-status for 50% of valuation
- Advice on Spanish taxation and ownership of properties
- Spanish wills
The Spanish mortgage and banking system is significantly different to that in the UK. We help you to make the most of the opportunities this system offers and we will assist you to avoid the pitfalls that many people encounter.
There is no buy to let mortgage available in Spain, so the way your mortgage application is presented is the key to obtaining the best possible deal and our many years of experience and expertise can make all the difference.
Tax Efficient Advice
- Types of mortgages
- Purchases
- Re-mortgages
- Further advances
Re-mortgages
If you have owned a Spanish property for several years you are probably paying a 15 year re-payment mortgage at (X) euros per 100,000 borrowed. We can re-mortgage interest only for (Y) euros per 100,000 borrowed. Infact if you are wishing to re-invest and by further property, we can release the equity in your property on an interest only basis.
REMEMBER- If you have a redemption penalty on your existing mortgage it is a “one off” payment as many of out mortgages carry zero penalty for re-payment.
Contact us for a breakdown of re-mortgage costs.
Our policies are designed specifically so that foreign residents may enjoy the maximum quality health-care coverage during their stay in either the UK or Spain.
With the expatriate in mind we have built Motor Insurance Polices to best suit your needs. By Insuring your UK or Spanish reg. car in Spain we allow you to more easily adopt the lifestyle you choose.